A Melbourne brothel owner had $1.1 million in net assets when she was murdered in February last year, a court has been told.

Shirley Liang, 44, disappeared from her inner suburban Southbank apartment on February 24, 2006 and her body has never been found.

Ms Liang's partner Neil Cameron Chalmers, 48, of Southbank, is standing trial in the Victorian Supreme Court for her murder.

Financial analyst Geoffrey Bayton told the court Ms Liang had net assets valued at $1.1 million when she disappeared last year.

Those assets included a brothel in City Road, South Melbourne, a house in Footscray and three inner-city apartments.

He told the court Chalmers had $385,500 in assets but also had a credit card debt in excess of $47,000.

The court was told Chalmers' company, Corporate Landscaping, was also insolvent at the time Ms Liang disappeared.

Mr Bayton said Chalmers had taken out a loan against his landscaping business in March 2005.

"Mr Chalmers is the sole director of the company and owes it, of that date, $62,500," Mr Bayton said.

The trial before Justice Paul Coghlan continues.